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It provides singular focus on the member value. Do not seek your own advantage, but that of the other.”Ĭooperative design is unique. All things are lawful, but not all things build up.
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“All things are lawful, but not all things are beautiful. Rather than go kicking and screaming into the Continuing Credit Union Kinecta, I’ll quietly leave my employer created credit union of 30+ years for my family’s national bank. Xerox FCU still had a small two-person branch in Clearwater, FL for a few thousand Xerox employees/families in the Tampa Bay area. How many financial institutions today would go the distance to have a two-person branch? I think with all the mergers the days of that kind of a credit union operation are coming to an end. I remember when working for USAA after leaving Xerox in the 1990s. Its kind of sad but I’ll miss banking with the same place for so long. I keep my credit reports locked so unlocking them is an added step. It’s like opening a new bank account, changing direct deposits, automatic bill payments and so on. It seems like credit union mergers have become so common it might happen to a person more than once. They have been happy with Chase for 50 some years. My folks have used Chase since it was called Chase Manhattan Bank, I think since the 60’s.
#INFINITY FCU FREE#
The number 1 bit of news is Reducing of the Insufficient/Uncollected Funds Fee from $27 to $25! Its borderline insulting to think longtime members of a well-run credit union would jump for joy on that news.Ĭhase Bank is offering a $200 to new customers and free checking with direct deposit. On March 17 th Kinecta FCU sent me a similar packet with a Cover Letter highlighting 3 big changes, a joke. Sounds so much like my member story with Xceed merging with Kinecta. Just touching base after reading this article about Infinity and Deere. From a Member Who Just Experienced a Merger: What is the board’s relationship with the CEO if unable to do the job to begin with? Are they competent to govern?Ī Coincidence? Two Credit Unions Rethink: Maine Credit Unions Call off Merger- Consolidation discussions end amicably between Midcoast FCU and Maine State CU. The CEO is speaking out of both sides of her mouth. It would mean being a lot more productive, and use the capital for growth, member give-back and/or community impact. I’d cut out a lot of expense, and turn this into a money-making machine for CU purposes.
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